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NOTE: These are voluntary benefit plans that The Federal Reserve System makes available to its employees through Mercer Voluntary Benefits. The Federal Reserve System does not contribute to, or endorse any policy or service offered under the program. The Federal Reserve System's responsibility under PersonalPlans is limited to coordinating payroll deductions for premium payments. If you choose to purchase any policies or services through PersonalPlans, your contract for coverages will be with each insurance company or plan provider, and your contact for policy servicing will be Mercer Voluntary Benefits.