American Nuclear Society
Hospital Income and Short Term Recovery Insurance
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Policy Highlights
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At a Glance
When you're recovering at home after a hospital stay, you want to keep your self-reliance - stay in control of your health care choices - and get well quickly. But without a backup plan, you may find out too late that you can't afford the home recovery care you want. You could end up settling for home health care that's just not up to your standards.

You could use your savings or retirement income to help pay for home recovery care or you can enroll in your association's Hospital Income and Short Term Recovery Insurance Plan. This member benefit was designed and negotiated to help with expenses Medicare may not cover. (Medicare covers a lot, but it was never meant to cover everything.)

You or anyone you choose can collect ... $200.00-a-day cash benefits (up to $8,000.00 a year*) starting with your first home health care treatment. On the first day of your hospital stay, youíll collect $750.00. After a 14 day hospital stay, youíll get an additional $500.00. After 30 days in the Hospital, youíll collect another $200.00. Thatís up to $1,450.00 cash benefits for every inpatient Hospital and /or Skilled Nursing Facility stay for a covered Injury or Sickness Ė even if you donít need home health care afterwards. The recovery benefit is provided for the following services including physical therapy, occupational therapy, speech therapy, nursing care, companion services, home health and homemaker services.

*At age 80 the home recovery care benefit would reduce to an annual maximum of $4,000.00 for covered services.

Hospital Indemnity Form Series includes SRP-1151, or state equivalent
Click for detailed plan information, including eligibility, coverage levels, special features and plan provisions.
Where available
Coverage may vary and may not be available in all states. 
Forms & Links
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Program Administrator
Title: Mercer Consumer
Address: 12421 Meredith Drive
Urbandale, IA
Phone: 1-800-424-9883
Insurance Company
Title: Hartford Life and Accident Insurance Company
Address: One Hartford Plaza
Hartford, CT
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