Hospital Income and Short Term Recovery Insurance
When you're recovering at home after a hospital stay, you want to keep your self-reliance - stay in control of your health care choices - and get well quickly. But without a backup plan, you may find out too late that you can't afford the home recovery care you want. You could end up settling for home health care that's just not up to your standards.
You could use your savings or retirement income to help pay for home recovery care or you can enroll in your association's Hospital Income and Short Term Recovery Insurance Plan. This member benefit was designed and negotiated to help with expenses Medicare may not cover. (Medicare covers a lot, but it was never meant to cover everything.)
You or anyone you choose can collect ... $200.00-a-day cash benefits (up to $8,000.00 a year*) starting with your first home health care treatment. On the first day of your hospital stay, youíll collect $750.00. After a 14 day hospital stay, youíll get an additional $500.00. After 30 days in the Hospital, youíll collect another $200.00. Thatís up to $1,450.00 cash benefits for every inpatient Hospital and /or Skilled Nursing Facility stay for a covered Injury or Sickness Ė even if you donít need home health care afterwards. The recovery benefit is provided for the following services including physical therapy, occupational therapy, speech therapy, nursing care, companion services, home health and homemaker services.
*At age 80 the home recovery care benefit would reduce to an annual maximum of $4,000.00 for covered services.
Hospital Indemnity Form Series includes SRP-1151, or state equivalent
Click for detailed plan information, including eligibility, coverage levels, special features and plan provisions.
Coverage may vary and may not be available in all states.
The information on this site describes benefits available through this insurance program and is intended to provide a brief overview of the coverage. In the event of any conflict or inconsistency between the information on this site and the information contained in the underlying plan documents, the plan documents will in all respects control and govern. If any provision is not explained or only partially explained, your rights will always be determined under the provisions of the underlying plan documents. Insurance coverage and availability may differ by state. For complete plan details, please contact the Program Administrator, Mercer Consumer.
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Mercer Consumer, a service of Mercer Health & Benefits Administration LLC* ("Mercer Consumer")
AR Insurance License #100102691
CA Insurance License #0G39709
In CA d/b/a Mercer Health & Benefits Insurance Services LLC
*Mercer Consumer is a registered trade name of Mercer Health & Benefits Administration LLC.