American Federation of Musicians
Short Term Medical FAQs
 

How do I know if a Short-Term Medical plan is right for me?

What if I need help?

Can I put my premium payments on my credit card?

Do I need to take a exam?

Do I have to meet with an insurance agent?

How do I apply?

How do I know if a Short-Term Medical plan is right for me?
The following questions will help you determine what kind of coverage you need. Are you:

  • Between jobs;
  • Newly employed and waiting for your group coverage to begin;
  • Graduating from college or a recent college graduate;
  • A temporary or seasonal employee;
  • A dependent no longer covered under your parents' plan;
  • On strike, laid-off or a terminating employee;
  • A part-time or temporary worker; or
  • Unable to afford other coverage?
If you answered YES to any of these situations, a temporary Short-Term Medical plan may meet your health-insurance needs. If you do not fit into one of these categories, chances are you want an Individual Medical plan.


What if I need help?
You can speak to a licensed insurance agent by calling (877) 249-7868.
Can I put my premium payments on my credit card?
Yes, you can pay your premiums using your Visa or Mastercard. You can also pay your premiums through monthly EFT, direct bill or through most online bill pay services. Another option is to pre-pay your insurance for a desired period of time - say three months.
Do I need to take a exam?
An exam is typically not requred. But depending on the specific plan you're interested in, you may need to provide evidence of good health before the insurance company approves your policy.
Do I have to meet with an insurance agent?
Issuance of this policy is handled over the Internet and the mail. You can review the materials in the privacy of your home and purchase your policy directly through the mail without meeting with an agent. You can, of course, talk to a licensed representative if you'd like. Please click the Forms and Links section for the toll-free number.
How do I apply?
Click here to get your personalized instant quote or to apply online.
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