Short Term Medical FAQs
How do I know if a Short-Term Medical plan is right for me?
What if I need help?
Can I put my premium payments on my credit card?
Do I need to take a exam?
Do I have to meet with an insurance agent?
How do I apply?
The following questions will help you determine what kind of coverage you need. Are you:
- Between jobs;
- Newly employed and waiting for your group coverage to begin;
- Graduating from college or a recent college graduate;
- A temporary or seasonal employee;
- A dependent no longer covered under your parents' plan;
- On strike, laid-off or a terminating employee;
- A part-time or temporary worker; or
- Unable to afford other coverage?
If you answered YES
to any of these situations, a temporary Short-Term Medical plan may meet your health-insurance needs. If you do not fit into one of these categories, chances are you want an Individual Medical plan.
You can speak to a licensed insurance agent by calling (877) 249-7868.
Yes, you can pay your premiums using your Visa or Mastercard. You can also pay your premiums through monthly EFT, direct bill or through most online bill pay services. Another option is to pre-pay your insurance for a desired period of time - say three months.
An exam is typically not requred. But depending on the specific plan you're interested in, you may need to provide evidence of good health before the insurance company approves your policy.
Issuance of this policy is handled over the Internet and the mail. You can review the materials in the privacy of your home and purchase your policy directly through the mail without meeting with an agent. You can, of course, talk to a licensed representative if you'd like. Please click the Forms and Links section for the toll-free number.
to get your personalized instant quote or to apply online.
The information on this site describes benefits available through this insurance program and is intended to provide a brief overview of the coverage. In the event of any conflict or inconsistency between the information on this site and the information contained in the underlying plan documents, the plan documents will in all respects control and govern. If any provision is not explained or only partially explained, your rights will always be determined under the provisions of the underlying plan documents. Insurance coverage and availability may differ by state. For complete plan details, please contact the Program Administrator, Mercer Consumer.
Copyright Mercer LLC. All rights reserved.
Mercer Consumer, a service of Mercer Health & Benefits Administration LLC* ("Mercer Consumer")
AR Insurance License #100102691
CA Insurance License #0G39709
In CA d/b/a Mercer Health & Benefits Insurance Services LLC
*Mercer Consumer is a registered trade name of Mercer Health & Benefits Administration LLC.