American Federation of Musicians
Group Term Life Insurance
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Policy Highlights
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At a Glance
The last thing you want your family to have to worry about, at a time when they have so much on their minds, is where they will turn for financial security. Group Term Life Insurance is an economical way to help make sure they are provided for.

Coverage Features:
  • Up to $500,000 death benefit
  • Coverage on association member and family available
  • Economical group rates
  • You select your beneficiary
  • Living Benefits

How to Apply
Download your Group Level Term Life Insurance Application and Brochure from the Forms and Links section of this site and follow the instructions. Choose the application and brochure based on the state you reside in. Be sure to review the plan details on this site and in the brochure, which contains detailed plan information and plan provisions, including costs, exclusions, limitations and terms of coverage. Remember, only eligible AFM members in good standing and their lawful spouses/domestic partners under age 60 may apply.
Click for detailed plan information, including eligibility, coverage levels, special features and plan provisions.
At a Glance 
Type of Insurance 
Group Term Life Insurance 
Designed for 
Association members in good standing and dependents 
Underwritten by 
United States Life  
Group Policy Number 
Issue Ages 
Through age 59 
Volume Discounts 
$250,000 or higher 
Rate Schedule 
Premiums are based on applicant's attained age at the date of issue and on renewal dates. Premiums will increase as the applicant enters a new 5 year age bracket. 
Nonsmoker Rates 
If no tobacco or nicotine in any form during the previous 12 months 
Member's Coverage Amounts 
$10,000 to $500,000 in $10,000 increments 
Waiver of Premium 
Premiums may be waived during a qualified disability which begins prior to age 60. 
$10,000 to $500,000 in increments of $10,000 
Children's Insurance 
up to $5,000 each insured child 
Children's Insurance 
Typically unmarried, dependent children 6 months to 19 years (19 to 23 if a full-time student) are eligible for $5,000 of coverage. Children ages 15 days to 6 months may be insured for $1,000 each. (Subject to state variations). 
Conversion Privilege 
If your insurance ends for a reason other than non-payment of premium, you may buy an individual life insurance policy from United States Life during the conversion period without providing evidence of insurability. The amount of the new policy may be limited depending on the reason your insurance ends. 
Important Notes:

This plan is underwritten by The United States Life Insurance Company in the City of New York, NAIC No. 70106 domiciled in the state of New York with a principal place of business of 175 Water Street, New York, NY 10038. It is currently authorized to transact business in all states, plus DC, except PR.

Policies issued by The United States Life Insurance Company in the City of New York (US Life). Issuing company US Life is responsible for financial obligations of insurance products and is a member of American International Group, Inc. (AIG). Products may not be available in all states and product features may vary by state. Policy# G-201,230 Form# G-19000.

This summary is a brief description of benefits only and is subject to the terms, conditions, exclusions and limitations of the group policy.


This website provides a brief description of the insurance plan offered and is not a contract. Complete terms, conditions, definitions, exclusions, limitations and renewability requirements are detailed in the Group Policy issued to the Group Policyholder. Each insured will be provided with a Certificate of Insurance that summarizes the policy provisions affecting his/her coverage.  
Forms & Links
For residents of all other states, not listed below. 
For residents of CA only 
For residents of CT only 
For residents of FL only 
For residents of ME only 
For residents of MN only 
For residents of MO only 
For residents of ND only 
For residents of NY only 
For residents of VT only 
For residents of WI only 
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Program Administrator
Title: Mercer Consumer
Address: 12421 Meredith Drive
Urbandale, IA
Phone: 1-800-503-9230
Hours: 8:15 AM to 5:00 PM Central
Application Mailing Address
Title: Mercer Consumer
Address: PO Box 9122
Des Moines, IA
Insurance Company
Title: United States Life
Address: 3600 Route 66
Neptune, NJ
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