American Federation of Musicians
Disability Income Insurance Plan
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Policy Highlights
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At a Glance
A disabling Injury or Sickness can happen in the blink of an eye. If you have to stop working, chances are your income will stop too. But it doesn't have to if you help protect yourself with disability insurance.

Under the Disability Income Plan, you can receive a monthly benefit that you select. With this benefit you can keep up better with your living expenses until you get back to work.

Benefit Features:
  • Elect monthly benefits to suit your needs and lifestyle
  • 24-hour protection - on or off the job - anywhere in the world
  • Spouse may also apply for coverage
Don't let a disability put an end to your income. Disability insurance should be an essential part of everyone's portfolio.
Want More Information?
Visit the Forms & Links section and download a no–obligation application and brochure containing detailed plan information including costs, exclusions, limitations and terms of coverage.
Eligibility
     
Where available
This program may vary and is not available in all states. New York residents refer to NY link for benefits and rates (AGP-5573). 
Notes
All Actively-at-work members and/or legal spouses/domestic partners under age 60, working a minimum of 25 hours per week and reside in the U.S., may apply for this coverage. Spouse cannot be legally separated or divorced from you.

NY residents: This policy provides Disability Income Insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York Department of Financial Services. 
Details
 
Plan I 
Plan II 
At a Glance 
Type of Insurance 
Disability Income Insurance 
Disability Income Insurance 
Insurance Company 
Hartford Life and Accident Insurance Company 
Hartford Life and Accident Insurance Company 
Group Policy Number 
AGP-5473 (Non-NY) & AGP-5573 (NY only) 
AGP-5473 (Non-NY) & AGP-5573 (NY only) 
Features and Benefits 
Issue Ages 
Through age 59 
Through age 59 
Minimum Monthly Benefit  
$600 
$600 
Maximum Monthly Benefit 
Up to $4,000 subject to income ratios. 
Up to $6,000 subject to income ratios. 
Waiting Period 
30, 60, 90 or 180 days (60, 90, or 180 days for NY residents) 
60, 90 or 180 days 
Benefit Period 
5 year Injury, 1 year Sickness 
To age 65 
Covered Loss 
Injury and Sickness 
Injury and Sickness 
Coverage Period 
On and off the job 
On and off the job 
Form Number 
Disability Form Series includes SRP-1311, or state equivalent. 
Disability Form Series includes SRP-1311, or state equivalent. 
*The HartfordŽ is The Hartford Financial Services Group, Inc., and its subsidiaries, including issuing companies Hartford Life Insurance Company and Hartford Life and Accident Insurance Company. AGP-5473 is underwritten by Hartford Life and Accident Insurance Company. AGP-5573 is underwritten by Hartford Life Insurance Company. Home office of both companies is Hartford, CT

Important Notes:

This website explains the general purpose of the insurance described, but in no way changes or affects the policy as actually issued. In the event of a discrepancy between this website and the policy, the terms of the policy apply. All benefits are subject to the terms and conditions of the policy. Policies underwritten by Hartford Life Insurance Company and Hartford Life and Accident Insurance Company detail exclusions, limitations, reduction of benefits and terms under which the policies may be continued in full or discontinued. Complete details are in the Certificate of Insurance issued to each insured individual and the Master Policy issued to the Policyholder. This program may vary and may not be available to residents of all states.  
FAQ
Forms & Links
For policy AGP-5473. 
For Policy AGP-5573 in the state of NY only 
For residents of CA only 
  Viewing a PDF document requires Adobe Acrobat Reader.
Contacts
Program Administrator
Title: Mercer Consumer
Address: 12421 Meredith Drive
Urbandale, IA
50398
Phone: 1-800-503-9230
Email: customerservice.service@mercer.com
Hours: 8:15 am to 5 pm M-F (Central)
Website: www.mercer.com
Insurance Company- Hartford Life Insurance Company
Title: Hartford Life and Accident Insurance Company
Address: One Hartford Plaza
Hartford, CT
06155
Website: http://www.mercer-web.com/products/thehartford.html
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