American Association for Justice
Catastrophic Disability Income
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Policy Highlights
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At a Glance

Your Passport to Greater Income Protection.
How long can you afford to live without a paycheck? If you're like many people, you may not have disability insurance because it is just too expensive. And if you're fortunate enough to have some coverage — either through your employer or on your own — chances are it's limited to 50 percent to 60 percent of your salary, maybe even less.

If a severe disability were to strike — the kind where you need help with the most basic of life's daily activities, such as bathing yourself or getting dressed — would just part of your previous income be enough? The combination of monthly bills and disability-related costs, including private nursing and out-of-pocket medical expenses, could prove devastating. AAJ's Catastrophic Disability insurance may be just what you need.

Practical Help:
  • Offers a highly flexible, affordable income replacement plan.
  • Can help bridge the gap in coverage if you want greater income protection.
  • Gives you and your family the financial resources to help you cope with a severe disability.
Click here for detailed Plan information, including eligibility, benefits, features, renewability, limitations, and exclusions.
Click here to apply for this Plan.
Forms & Links
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Program Administrator
Title: Mercer Consumer
Address: 12421 Meredith Drive
Urbandale, IA
Phone: 1-800-482-2852
Hours: 8:15 am to 5 pm M-F (Central)
Insurance Company
Title: Unimerica Insurance Company
Address: PO Box 17828
Portland , ME
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