American Association for Justice
Catastrophic Disability Income
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Policy Highlights
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At a Glance

Your Passport to Greater Income Protection.
How long can you afford to live without a paycheck? If you're like many people, you may not have disability insurance because it is just too expensive. And if you're fortunate enough to have some coverage — either through your employer or on your own — chances are it's limited to 50 percent to 60 percent of your salary, maybe even less.

If a severe disability were to strike — the kind where you need help with the most basic of life's daily activities, such as bathing yourself or getting dressed — would just part of your previous income be enough? The combination of monthly bills and disability-related costs, including private nursing and out-of-pocket medical expenses, could prove devastating. AAJ's Catastrophic Disability insurance may be just what you need.

Practical Help:
  • Offers a highly flexible, affordable income replacement plan.
  • Can help bridge the gap in coverage if you want greater income protection.
  • Gives you and your family the financial resources to help you cope with a severe disability.
Click here for detailed Plan information, including eligibility, benefits, features, renewability, limitations, and exclusions.
Click here to apply for this Plan.

Mercer Consumer, a service of Mercer Health & Benefits Administration LLC
In CA d/b/a Mercer Health & Benefits Insurance Services LLC
AR Ins. Lic. #303439
CA Ins. Lic. #0G39709
FAQ
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Contacts
Program Administrator
Title: Mercer Consumer
Address: 12421 Meredith Drive
Urbandale, IA
50398
Phone: 1-800-482-2852
Email: customerservice.service@mercer.com
Hours: 8:15 am to 5 pm M-F (Central)
Website: http://www.personal-plans.com/product/mercer/
Insurance Company
Title: Unum Life Insurance Company of America
Address: 15 Corporate Place South
Piscataway, NJ
08855-1387
Phone: (732)922-1782
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