American Association for Justice
Group Disability Income Insurance
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Policy Highlights
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At a Glance

Your Passport to Income Protection.
If you've never considered disability income insurance before, you may wonder why you may need it now, especially if you're young and healthy. But most professionals, at all stages, at all income levels, need solid disability income insurance protection. The AAJ Group Disability Income Insurance Plan can help you protect your earning capacity.

Chances are you already protect your important assets such as your house. Your health insurance can only cover your medical expenses; it can't provide a regular source of income. Why not help protect the most important asset you have: your ability to earn an income?

Valuable Benefits:
  • Helps provide a substitute source of income if you are totally disabled and cannot work.
  • Provides monthly benefits to aid in paying personal bills when disabled.
  • Offers two plans (a Short Term Plan or a Career Plan) to meet individual needs and budgets.
  • Waiver of Premium Benefits included
  • Residual Disability and Survivor Benefits included with the Career Plan
  • Works with other disability coverage you may have
  • Economical group rates
Don't let a disability threaten your income. Disability insurance should be an essential part of everyone's portfolio.
Want More Information?
Visit the Forms & Links section and download a no-obligation application and brochure containing detailed plan information and plan provisions including costs, exclusions, limitations and terms of coverage.
Click for detailed plan information, including eligibility, coverage levels, special features and plan provisions.

Where available
This plan may vary or may not be available in all states. This plan is currently not available to residents of AK, CO, LA, MD, MN, NH, NM, OR, SD, UT and VT. 
All AAJ members in good standing, or a member of a sponsored American Association for Justice, employed in full-time practice (at least 30 hours per week), under age 65, but not on full-time active duty in the armed forces of any country or international organization, may apply for this coverage. 
Forms & Links
For residents of Alabama and all other states not listed below. 
For residents of CA only 
For residents of FL only 
For residents of IL Only 
For residents of IN only 
For residents of KY only 
For residents of ME only 
For residents of MO only 
For residents of NC only 
For residents of ND only 
For residents of NJ only 
For residents of NY only 
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Program Administrator
Title: Mercer Consumer
Address: 12421 Meredith Drive
Urbandale, IA
Phone: 1-800-482-2852
Hours: 8:15 am to 5 pm M-F (Central)
United States Life Insurance Company
Title: in the City of New York
Address: 3600 Route 66
P.O. Box 1584
Neptune, NJ
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