American Association for Justice
Group Business Overhead Expense
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Policy Highlights
At a Glance

Your Insurance Protecting Your Livelihood
When you're in practice for yourself, you have a critical need: to help protect your practice in the event you become totally disabled by an accident or illness. Not only does your income stop when you're not working, but the expenses continue — your rent, employee salaries, utilities, taxes, interest on loans, maintenance and depreciation of equipment, and so on.

Disability insurance helps replace your loss of income without damaging your standard of living, but you still need to help protect your practice. Even if you share offices or have partners, you may have to pay a pro-rata share of expenses. Help protect your practice today with
Group Business Overhead Expense.

Practical Help
  • Helps provide a means of continuing to meet the expenses of your practice when a disabling illness or injury puts a stop to your income.
  • Provides monthly benefits to pay your pro-rata share of expenses if you are disabled.
  • Helps keep your practice going while you are disabled.
Click here for additional information including Plan features, cost, eligibility, renewability, limitations, and exclusions.
Click here to apply.

Mercer Consumer, a service of Mercer Health & Benefits Administration LLC
In CA d/b/a Mercer Health & Benefits Insurance Services LLC
AR Ins. Lic. #100102691
CA Ins. Lic. #0G39709

Where available
This plan may not be available in all states. This plan is currently not available to residents of AK, CO, LA, MD, MN, NH, OR, SD, UT, and VT. 
This plan is underwritten by the United States Life Insurance Company in the City of New York.

Policies are issued by The United States Life Insurance Company in the City of New York (all states). The United States Life Insurance Company in the City of New York is responsible for the financial obligations of insurance products it issues and is a member of American International Group, Inc. (AIG).

This brochure is a brief description of benefits only and is subject to the terms, conditions, exclusions and limitations of Group Policy No. G-224, 547, Form No. G-19000. Coverage may vary or may not be available in all states.  
Forms & Links
For residents of Alabama and all other states not listed below. 
For residents of CA only 
For residents of FL only 
For residents of IL only 
For residents of IN only 
For residents of KY only 
For residents of ME only 
For residents of MO only 
For residents of NC only 
For residents of NY only 
For residents of ND only 
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Program Administrator
Title: Mercer Consumer
Address: 12421 Meredith Drive
Urbandale, IA
Phone: 1-800-482-2852
Hours: 7 am to 5 pm M-F (Central)
Insurance Company
Title: The United States Life Insuarnce Company
Address: 3600 Route 66
P.O. Box 1580
Neptune, NJ
Phone: (732)922-1782
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