Military Officers Association of America (MOAA)
2-in-1 Joint Term Life Plan
 
Policy Highlights
       
How to Apply
To receive a FREE instant quote or apply for coverage online, click here. Or, you may download the Leader Term Life application from the Forms & Links section of this site and follow the instructions. Be sure to review the Plan Details. Remember, only MOAA members may apply.

At a Glance
The Military Officers Association of America (MOAA) "2-in-1" Plan is a joint term life plan. You and your spouse are both covered for the same benefit amount, it just means it pays the benefit you select on whoever dies first, you or your spouse.

Visit the Plan Details section to learn more about this plan, then apply for coverage today.
Click for detailed plan information, including eligibility, coverage levels, special features and plan provisions.
Click here to see detailed rate tables.
Eligibility
     
Where available
Coverage may not be available in all states. 
Notes
You and your spouse are both covered for the same benefit amount, it just means it pays the benefit you select on whoever dies first you or your spouse. Your children ages 15 days to 6 months are eligible for $1,000.00 in coverage. Your children ages 6 months to 21 years are eligible for $10,000.00 in coverage.  
Details
 
Summary* 
Type of Insurance 
Joint Term Life Insurance 
Designed for 
Military Officers Association of America (MOAA) members and dependents 
Underwritten by 
Hartford Life Insurance Company

The Hartford is The Hartford Financial Services Group, Inc., and its subsidiaries, including issuing company Hartford Life Insurance Company. 
Policy form 
SRP-1333 A (HL) (1314) 
Group Policy Number 
AGL-1314  
Issue Ages 
Through age 69 
Coverage Amounts 
Max based on age of older spouse
Under Age 55: $350,000
55-59: $200,000
60-64: $150,000
65-69: $ 75,000  
Rate Schedule 
Premiums increase upon entry into a new 5-year age bracket. 
Children's Insurance 
Your children ages 15 days to 6 months are eligible for $1,000.00 in coverage. Your children ages 6 months to 21 years are eligible for $10,000.00 in coverage. 
*This is a listing of highlights for the above Insurance plan. Be sure to review the entire website for a detailed plan description.

Important Notes:

This website provides a general description of the insurance plan offered and is not a contract. Complete terms, conditions, definitions, exclusions, limitations and renewability requirements are detailed in the Group Policy issued to the Group Policyholder. The insured will be provided with a Certificate of Insurance that summarizes the policy provisions affecting his/her coverage.  
FAQ
Forms & Links
Plan not available in all states 
 
 
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Contacts
Program Administrator
Title: MOAA Insurance Plans
Address: 12421 Meredith Drive
Urbandale, IA
50398
Phone: 1-800-247-2192
Email: moaa@marshpm.com
Hours: 7.30 am to 5 pm M-F (Central)
Website: http://www.personal-plans.com/product/marsh/
Relay Line (For hearing or voice-impaired members)
Phone: 1-800-855-2881
Insurance Company
Title: Hartford Life Insurance Company
Address: Hartford Plaza
Simsbury, CT
06089
Website: http://www.personal-plans.com/product/thehartford/