Hungarian Reformed Federation of America
Group Dental Insurance Plan
 
Policy Highlights
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At a Glance
As a member of HRFA in good standing, you are entitled to enroll in quality Dental Insurance at economical group rates. Your association has negotiated these economical group rates for a dental plan that includes:
  • You are GUARANTEED ACCEPTANCE
  • You’ll pay economical group rates
  • Your benefits can be paid directly to you or the dentist
  • Benefits for over 155 dental services
  • Freedom to choose any dentist you want
  • The Plan is portable, it goes with you even if you change jobs
  • Even bigger savings when you choose a dentist in our SmileMax® Network
  • Includes orthodontics for dependent children under age 19

Your dental health is just as important as your physical health, insure yourself and your family with this important coverage. Visit the Plan Details section to learn more about this plan, then enroll for coverage today.
Click for detailed plan information, including eligibility, coverage levels, special features and plan provisions.
Schedule of Dental Services
Click here to view the Schedule of Dental Services.
Although this plan covers a comprehensive list of benefits, there are some services/procedures that are not. Click "Exclusions" to learn more.
Want More Information?
Visit the Forms & Links section and download a no-obligation enrollment form and brochure containing detailed plan information and plan provisions, including costs, exclusions, limitations and terms of coverage.

AR Ins. License # 245544
CA Ins. License # 0633005
d/b/a/in CA Seabury & Smith Insurance Program Management

AG-8948
Eligibility
     
Where available
This plan may vary or may not be available in all states. 
Notes
You and your eligible dependents may enroll for coverage. Eligible dependents include your lawful spouse and dependent children typically under age 21 (age 25 if a full-time student). Subject to state variations. All persons who were previously insured for dental insurance under this plan and later voluntarily ended insurance will not be eligible to re-enroll for a period of two years following the date insurance was voluntarily ended.  
FAQ
Forms & Links
 
 
for residents of all other states 
for residents of CA 
for residents of FL 
for residents of MO 
for residents of VA 
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Contacts
Program Administrator
Title: Marsh U.S. Consumer
Address: 12421 Meredith Drive
Urbandale, IA
50398
Phone: 1-866-795-6128
Email: customerservice@marshpm.com
Hours: 8:15 AM to 5:00 PM Central
Website: http://www.personal-plans.com/product/marsh/
Insurance Company
Title: United States Life Insurance Company
Address: 3600 Route 66
P.O. Box 1580
Neptune, NJ
07754